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Accounts that fit your lifestyle and future goals

Minimum Balance: EGP 5,000 or equivalent in major foreign currencies
24/7 access through EGBANK and 123 ATMs locally and internationally
Chequebook issuance subject to terms and conditions
Minimum age for individuals: 15 years

Valid National ID
Recent utility bill (maximum three months)
Work verification documents

Valid National ID
Recent utility bill (maximum three months)
Work verification documents

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit
Work verification documents

Minimum balance to accrue interest: EGP 500,000 or equivalent in major foreign currencies
Available to individuals and corporate clients
24/7 account access through EGBANK ATMs and the 123 ATM network locally and internationally
Chequebook issuance subject to applicable terms and conditions
Minimum age for opening a personal account: 15 years

The balance Less than 500K — Rate : 0%
The balance from 500K to 999.999k — Rate : 0%
The balance from 1M to 4.999M — Rate : 3%
The balance above 5M — Rate : 4%

Valid National ID
Recent utility bill (maximum three months)
Work verification documents

Valid National ID
Recent utility bill (maximum three months)
Work verification documents

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit

Minimum balance to accrue interest: USD 50,000
Available to individual and non-individual clients
Interest calculated on a daily basis and credited monthly in accordance with the Bank’s prevailing policies
Chequebook issuance subject to the Bank’s applicable terms and conditions

The balance tier Less than 50K USD — Rate : 0.00%
The balance tier 50K to Less than 100K USD — Rate : 0.10%
The balance tier 100K to Less than 500K USD — Rate : 0.35%
The balance tier 500K to Less than 1M USD — Rate : 0.50%
The balance tier 1M to Less than 5M USD — Rate : 0.65%
The balance tier 5M USD & above — Rate : 0.75%

Valid National ID
Recent utility bill (maximum three months)
Recent copy of the commercial registration and tax card

Valid National ID
Recent utility bill (maximum three months)

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit

Offered to individual customers (New to bank)
Minimum balance of EGP 250 K and if the account falls below the required minimum balance fees will be deducted according to the bank’s tariff announced at the time

From 250,000 to 1,999,999 (16%)
From 2,000,000 to 4,999,999 (16.75%)
From 5,000,000 to 49,999,999 (17.25%)
From 50,000,000 and Above (17.75%)
Interest payment frequency: Monthly
Interest is calculated on the minimum balance during the month. If the account falls below EGP 250K no interest rate will be applied for this month

Valid National ID
Recent utility bill (maximum three months)

Valid National ID
Recent utility bill (maximum three months)

Interest is calculated on the lowest balance maintained during the month and may be credited on a monthly, semi-annual, or annual basis in accordance with the selected payment frequency.
Offered to individuals only
24/7 account access through EGBANK ATMs and the 123 ATM network locally and internationally
Minimum age to open a personal account is 15 years old

Monthly : EGP 2.00% — USD 0.15% — EUR 0.07% — GBP 0.03%
Semi-annually: EGP 2.25% — USD 0.25% — EUR 0.12% — GBP 0.05%
Annually: EGP 2.5%

Valid National ID
Recent utility bill (maximum three months)
Work verification documents

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit
Work verification documents

Offered to youth form age 15 to 29 years
Tiered interest structure, with higher returns applied to higher average balances
Interest is calculated on the lowest balance maintained during the month and credited on a monthly basis
Available to individual clients only
24/7 account access via EGBANK ATMs and the 123 ATM network, locally and internationally
Account opening fees: Waived Statement fees: Waived
Maintenance fees: Waived

Balances below EGP 50,000: 3.5%
Balances of EGP 50,000 and above: 4%

Valid National ID
Recent utility bill (maximum three months)

Valid National ID
Recent utility bill (maximum three months)

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit

Interest is calculated on the lowest balance maintained during the month and credited either monthly or quarterly, in accordance with the selected payout frequency.
The account operates under a tiered interest structure, whereby higher balances qualify for higher interest rates.
Available to individual clients only.
24/7 account access through EGBANK ATMs and the 123 ATM network, locally and internationally
Minimum age to open a personal account: 15 years.

Tiers Less than 2K — monthly Rate : 0% — quarterly Rate : 0%
Tiers 2K:10K — monthly Rate : 2% — quarterly Rate : 2.25%
Tiers 10K:50K — monthly Rate : 2.50% — quarterly Rate : 2.75%
Tiers 50K:100K — monthly Rate : 3% — quarterly Rate : 3.25%
Tiers 100K:500K — monthly Rate : 3.50% — quarterly Rate : 3.75%
Tiers 500K:1M — monthly Rate : 4% — quarterly Rate : 4.25%
Tiers 1M:5M — monthly Rate : 4% — quarterly Rate : 4.50%
Tiers 5M & above — monthly Rate : 5.00% — quarterly Rate : 5.50%

Valid National ID
Recent utility bill (maximum three months)

Valid National ID
Recent utility bill (maximum three months)

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit

Minimum balance required to open the account: USD 500
Tiered interest structure, with higher returns applied to higher average balances
Interest payment frequency: Monthly, quarterly, semi-annual, or annual, in accordance with the selected option
Available to individual clients only

Tiers Less than 50K USD — Monthly: 0.10% · Quarterly: 0.15% · Semi-Annually: 0.20% · Annually: 0.25%
Tiers 50K to less than 100K USD — Monthly: 0.20% · Quarterly: 0.25% · Semi-Annually: 0.30% · Annually: 0.35%
Tiers 100K to less than 500K USD — Monthly: 0.30% · Quarterly: 0.35% · Semi-Annually: 0.40% · Annually: 0.45%
Tiers 500K to less than 1M USD — Monthly: 0.40% · Quarterly: 0.45% · Semi-Annually: 0.50% · Annually: 0.55%
Tiers 1M to less than 5M USD — Monthly: 0.50% · Quarterly: 0.55% · Semi-Annually: 0.60% · Annually: 0.65%
Tiers 5M & above USD — Monthly: 0.60% · Quarterly: 0.65% · Semi-Annually: 0.70% · Annually: 0.75%

Valid National ID
Recent utility bill (maximum three months)

Valid National ID
Recent utility bill (maximum three months)

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit

Available to individual female clients
Interest is calculated on the lowest balance maintained during the month and credited on a monthly basis
24/7 account access through EGBANK ATMs and the 123 ATM network, locally and internationally
Account opening fees: Waived Maintenance fees: Waived
Debit card issuance fees (Classic / Titanium / Platinum): Waived   Wearables issuance fees (Sticker / Bracelet): Waived

Interest Rate Structure : 4%

Valid National ID
Recent utility bill (maximum three months)

Valid National ID
Recent utility bill (maximum three months)

Valid Passport with country entry visa
Recent utility bill (maximum three months)
Residency / Work permit

Minimum amount to issue a certificate is EGP 1K and multiples of EGP 1000
Offered to individuals only (including Minors).
Interest Frequency: Daily.
Credit Card, Overdraft & Secured loan can be offered to clients up to 90% of the CD amount with a minimum of 2% spread.
CD holder cannot redeem the held amount before 6 months from applying date.
Calculation of the interest rate starts from the following business day from the client request.
Fixed rate: 16.5% Annually

Account Opening required documents
CD application form

Fixed rate : 16.5% Annually

From 7th month up to 1 year: 7%
2nd year: 6%
3rd year: 5%

Minimum amount to issue a certificate is EGP 1,000 and its multiples
Offered to individuals only (including Minors).
Interest Frequency Monthly.
Credit Card, Overdraft & Secured loan can be offered to clients up to 90% of the CD amount with a minimum of 2% spread.
CD holder cannot redeem the held amount before 6 months from applying date.
Calculation of the interest rate starts from the following business day from the client request.
Fixed rate during the 1st year of the CD and floating in the 2nd and 3rd years.

Account Opening required documents
CD application form

18% fixed interest rate for the 1st rate
Floating interest rate on CBE announced bid corridor rate that will be applied starting from the day following the end of 1st year

From the 7th month to 1 year: 75% from the total interest amount from CD start date
2nd year: 65% from the total interest amount from CD start date
3rd year: 55% from the total interest amount from CD start date

Minimum amount to issue a certificate is EGP 10 Million and multiples of EGP 1K.
Offered to individuals only
Monthly interest payment
Secured Credit Cards can be offered to clients up to 90% of the CD amount, Overdrafts & Secured loans can be offered up to 95%.
CD holder cannot redeem the held amount before 6 months from applying date
Calculation of the interest rate starts from the following business day from the client request
Fixed rates during CDs maturity

Account Opening required documents
CD application form

17.25% monthly interest rate for individuals

1st Year: 8%
2nd Year: 7%
3rd Year: 6%

Minimum amount to issue a certificate is EGP 5MN and multiples of 1K.
Offered to individuals only (including Minors).
Interest Frequency Monthly Only.
Credit Card, Overdraft & Secured loan can be offered to clients up to 85% of the CD amount with a minimum of 2% spread.
CD holder cannot redeem the held amount before 6 months from applying date.
Calculation of the interest rate starts from the following business day from the client request.
Decreasing interest rate annually.

Account opening required documents
CD application form

1st Year: 19%
2nd Year: 17%
3rd Year: 15%

1st Year: 9%
2nd Year: 7%
3rd Year: 5%

Issued in local currency
Minimum amount: 10,000 EGP
Available in 3 Tenors
Available for Individual clients only - Egyptians and foreigners

Client can borrow up to 75% of the TD amount with at least 4.25% higher interest rate than the TD rate
Credit cards can be offered to clients up to 75% of the TD amount

Copy of national ID
Recent utility bill

Passport with residency permit

For a 3-month tenor, the interest rate is 4.75% for investments under 1 million and 5.23% for 1 million and above.
For a 6-month tenor, the rate is 4.57% for amounts less than 1 million and 5.02% for amounts of 1 million and above.
For a 1-year tenor, the interest rate is 4.20% for investments under 1 million and 4.60% for 1 million and above.

Terms and Conditions applied.

Minimum issuance for less than 1 month: EGP 5,000 & 500 for USD, EUR& GBP
Minimum issuance for 1 month or more: EGP 5,000 & 500 for USD, EUR& GBP
Interest paid on maturity with tenors from 1 week to 1 year as per the below table
For individuals and companies
Overdraft or credit card & secured loans issued against your deposit at up to 90% of its value

Copy of national ID
Recent utility bill

Passport with residency permit

For a 1-week term, the interest rate is 2.50%.
For a 2-week term, the interest rate is 2.50%.
For a 1-month term, the interest rate is 3.00%.
For a 2-month term, the interest rate is 3.00%.
For a 3-month term, the interest rate is 3.50%.
For a 6-month term, the interest rate is 4.00%.
For a 9-month term, the interest rate is 4.50%.
For a 1-year term, the interest rate is 5.00%

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Investment Manager Hermes Fund Management (HFM)
Initial Fund Size EGP 100 million
Inception Date May-97
Type Equity Fund
Places of purchase EGBANK branches
Subscription & Redemption Fee None
Custodian EGBANK

Sponsor EGBANK
Initial Fund Size EGP 200 Million, subject to increase Inception
Date Jul-2010
Fund Type Money Market Fund
Places of purchase EGBANK branches
Subscription & Redemption Fee None
Custodian EGBANK

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