Loans

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Approach to Banking

Loan Calculator

Flexible payment frequencies are available for selective segments

The loan calculator is intended as approximate guide only for your installment. The results are not considered as a final approval for your loan. To find out the exact amounts and interest rates, please contact us on 19342 or visit EGBANK nearest branch.

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Calculated Loan

loan

The Fastest way to get your loan

Installment Amount Maximum Installment

(The above value is your maximum installment based on your income, loan amount, & loan period)

Secured Loans against Certificate of Deposits & Time Deposits

The fastest way to get the loan you need
Benefits
  • Secured loan against collateral (TDs & CDs) up to 95% from collateral value
  • No maximum loan amount
  • Extended repayment tenors starting from 6 months up to 150 month

Required Documents
  • Copy of valid National ID for Egyptians
  • Copy of valid Passport with valid residence permit or proof of client residence address in Egypt for foreigners
Conditions
  • Minimum age is 21 years.

Personal Loans

Let your dreams come true with EGBANK Personal Loans
What do I get?
  • Maximum loan amount up to EGP 3M
  • Extended repayment tenors starting from 6 months up to 120 month
  • Competitive interest rates
  • Life insurance throughout loan tenor
  • Learn more

Required Documents
  • Valid ID copy
  • Recent utility bill
  • Income proof documents
    • For customers with salary / installment transfer: Salary verification document and employer undertaking letter to transfer the salary / installment
    • For customer without salary or installment transfer: Authenticated HR letter, or HR letter and bank statement for the last 3 months.
    • For Self-employed & professionals: Valid tax card, bank statement for the last 12 months, and recent valid commercial register for self-employed OR valid syndicate ID, Medical facility Operating license, and certificate of professional practice for professionals.
Conditions
  • Minimum & maximum ager for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years

Auto Loans

Get your dream car right now!
Benefits
  • Finance up to 100% of car’s value, with maximum loan amount up to EGP 10 M
  • Extended repayment tenors starting from 6 months up to 96 months
  • Wide range of financing programs suits all segments

Required documents
  • Valid ID copy
  • Car Price Quotation
  • Down payment receipt
  • Recent utility bill
  • Income proof documents
    • For customers with salary / installment transfer: Salary verification document and employer undertaking letter to transfer the salary / installment
    • For customer without salary or installment transfer: Authenticated HR letter, or HR letter and bank statement for the last 3 months.
    • For Self-employed & professionals: Valid tax card, bank statement for the last 12 months, and recent valid commercial register for self-employed OR valid syndicate ID, Medical facility Operating license, and certificate of professional practice for professionals.

Conditions
  • Minimum & maximum ager for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years

Used Cars Auto Loan

What do I get?
  • Maximum financing up to 80% from car price, with maximum amount of 10M EGP
  • Extended repayment tenors starting from 6 months up to 96 month
  • Wide range of financing programs suits all segments
Required documents
  • Valid ID copy
  • Car Price Quotation
  • Down payment receipt
  • Recent utility bill
  • Income proof documents
    • For customers with salary / installment transfer: Salary verification document and employer undertaking letter to transfer the salary / installment
    • For customer without salary or installment transfer: Authenticated HR letter, or HR letter and bank statement for the last 3 months.
    • For Self-employed & professionals: Valid tax card, bank statement for the last 12 months, and recent valid commercial register for self-employed OR valid syndicate ID, Medical facility Operating license, and certificate of professional practice for professionals.
Conditions
  • Minimum & maximum ager for salaried customers is 21 up to 60 years, and for self-employed & professionals 25 up to 65 years

Durable Goods Loans

Benefits
  • Loan amount up to EGP 120,000
  • Loan tenor from 6 months to 60 months
  • Life insurance throughout loan tenor

Requirements
  • Copy of valid national ID
  • Recent utility bill (within three months)
  • Durable goods Price quotation
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Self-employed/Professional Customers: Recent commercial register, tax card, last 12 months’ bank statements and certificate of profession for professionals
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months’ bank statement

Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals

Educational Loan

Uplift your education level & achieve your future dreams
Benefits
  • Financing full educational period OR year by year
  • Maximum loan amount up to EGP 1M
  • Competitive interest rates
  • Free life insurance

Required Documents
  • Valid ID copy
  • Recent utility bill (within the last 3 months)
  • Tuition fees quote from University/Academy/School
  • HR letter for salaried customers
  • Recent valid commercial register Copy (not to exceed 3 months) and taxation card for self-employed or Certificate of professional practice, Valid syndicate ID, taxation card and medical institution license for professionals

Conditions
  • Minimum & maximum ager for salaried customers is 22 up to 60 years, and for self-employed & professionals 25 up to 65 years

Mortgage Loans

Get your dream house!
Benefits
  • Loan amount of up to EGP 5 million
  • Loan tenor from 6 months to 144 months
  • Competitive interest rates
  • Free life insurance throughout tenor

Requirements
  • Property Documents
    • Tax report
    • Formal construction license
    • Real estate form 19
    • Privatization declaration
    • Land ownership contract
    • Property registration in the notary office
    • Evaluation office report
  • Personal Documents
    • Valid national ID
    • Recent utility bill (within three months)
  • Proof of income
    • Payroll/ Salary/ Installment Transfer Customers: Customer’s company agreement to transfer salary/ installment
    • Self-employed/Professional Customers: valid tax card & last 6 months bank statement in addition to copy of recent & valid commercial register for self-employed or certificate of profession, valid syndicate ID, & medical institution license for professionals
    • Non Salary / Installment Transfer Customers: Authenticated HR letter or HR letter & 3 months bank statement

Eligibility
  • Minimum age 21 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals

Revolving Overdraft

Start your Payroll with EGBANK and finance your personal needs with the Revolving Overdraft Program
Benefits
  • Maximum limit up to 1 multiple of the salary with maximum amount of EGP 50K, and minimum amount of EGP 5K
  • Competitive interest rate
  • Life insurance throughout facility duration
Required Documents
  • Valid ID copy
  • Recent utility bill (within the last 3 months)
Conditions
  • Minimum age is 21 years, and Maximum age is 59 years

Premium Loans

Fulfill your Biggest Dreams Now with EGBANK’s Premium Loan!
Benefits
  • Loan amount can reach up to EGP 2,000,000
  • Loan tenor up to 84 months
  • Competitive interest rates
  • Life insurance throughout loan tenor

Requirements
  • Copy of valid national ID
  • Recent utility bill (within 3 months)
  • Proof of income
    • Salaried: 3 months’ bank statement & HR letter
    • Self-Employed: 12 months’ bank statement & copy of recent commercial register
    • Professionals: 12 months’ bank statement in addition to certificate of professional practice, valid syndicate ID, and medical institution license

Eligibility
  • Minimum age 30 years up to 60 years at loan maturity for salaried clients and reach up to 65 years for self-employed and professionals

Doctors

Benefits
  • Loan amount up to EGP 3,000,000
  • Loan tenor up to 84 Months
  • Competitive interest rates
  • Life insurance throughout loan tenor
Requirements:
  • Copy of valid national ID
  • Recent utility bill (within 3 months)
  • Certificate of Profession, Medical facility operating license, valid syndicate ID and valid tax card
Eligibility
  • Minimum age 25 years up to 65 years at loan maturity

Pharmacists Lending

Benefits:
  • Loan amount can reach up to EGP 1,000,000
  • Loan Tenor from 6 months up to 60 months
  • Competitive interest rates

Eligibility:
  • Minimum age 25 years up to 65 years at loan maturity for Egyptian Pharmacists
  • Minimum 2 years in Business


Requirements:
  • Certificate of profession or operating license
  • Pharmacy formation contract or official gazette(only in case of a partnership)
  • Valid taxation card
  • Valid Commercial register
  • Valid syndicate ID